Legal

Terms of Service

Effective Date: January 1, 2026  ·  Last Updated: March 2026

Contents
  1. Acceptance of Terms
  2. Description of Services
  3. Eligibility
  4. Subscriptions & Billing
  5. Not Financial Advice
  6. Intellectual Property
  7. User Conduct
  8. Data & Privacy
  9. Disclaimers & Limitation of Liability
  10. Termination
  11. Governing Law
  12. Contact

01 Acceptance of Terms

By accessing or using the Onvest platform, website, or any related services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.

These Terms constitute a legally binding agreement between you and Onvest ("Onvest," "we," "us," or "our"), a company based in San Francisco, California.

02 Description of Services

Onvest provides an AI-powered investment intelligence platform that includes, but is not limited to:

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time with reasonable notice.

03 Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding contract in your jurisdiction to use the Service. By using Onvest, you represent that you meet these requirements.

Access to certain features may be restricted based on your geographic location due to applicable laws and regulations.

04 Subscriptions & Billing

Onvest offers subscription plans on a monthly or annual basis. Current plans and pricing are listed on our pricing page. By subscribing, you authorize us to charge your payment method on a recurring basis.

05 Not Financial Advice

Important: The information, signals, and analysis provided by Onvest are for informational and educational purposes only. Nothing on the Onvest platform constitutes financial, investment, legal, or tax advice. Past performance — including the founder's 170% verified return — does not guarantee future results.

All investment decisions are your own. You should consult a licensed financial advisor before making investment decisions. Onvest is not a registered investment advisor, broker-dealer, or financial planner.

AI-generated signals reflect model consensus at the time of generation and may be incomplete, inaccurate, or outdated. Markets are unpredictable, and all investing involves risk, including the possible loss of principal.

06 Intellectual Property

All content, software, algorithms, branding, and materials on the Onvest platform — including the OctoVest engine, OTTO persona, SMART Signal Engine, and all associated trademarks — are the exclusive property of Onvest or its licensors.

You are granted a limited, non-exclusive, non-transferable license to access and use the Service for your personal or internal business purposes during your active subscription. You may not reproduce, distribute, modify, reverse-engineer, or create derivative works from any part of the Service.

07 User Conduct

You agree not to use the Service to:

08 Data & Privacy

Your use of the Service is also governed by our Privacy Notice Terms of Service, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your data as described therein.

We take reasonable technical and organizational measures to protect your personal and financial data. However, no system is 100% secure, and we cannot guarantee the absolute security of your data.

09 Disclaimers & Limitation of Liability

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.

To the maximum extent permitted by law, Onvest shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — the Service, including any investment losses incurred in connection with signals or information provided by the platform.

Our total aggregate liability shall not exceed the amount you paid for the Service in the twelve (12) months preceding the claim.

10 Termination

We reserve the right to suspend or terminate your account at any time if we determine, in our sole discretion, that you have violated these Terms or engaged in conduct harmful to Onvest, other users, or third parties.

Upon termination, your right to access the Service ceases immediately. Provisions that by their nature should survive termination — including intellectual property, disclaimers, and limitation of liability — shall survive.

11 Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in San Francisco County, California.

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

12 Contact

For questions about these Terms, please contact us at:

Onvest
San Francisco, California
[email protected]
(415) 939-6838